Written by: Mr. Francisco J. Colayco
It’s a New Year! For sure, a lot of resolutions listed to be done. Losing weight, going to the gym, stop puffing a pack of cigarette in a week, no-meat diet, reading 3 more books in a month and a long list of I will do this, I will stop this, I will start this... But we at Colayco Foundation hope that you will include in your list to SPEND LESS...
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