The Kapatiran sa Kasaganaan Service and Multi-Purpose Cooperative or "KsK SMP Coop" is a primary cooperative registered and recognized by the Cooperative Development Authority (CDA). KsK SMP Coop provides its members opportunities to save and invest through its programs.


Started in 2004 from the seminar series of Francisco J. Colayco and Armand Q. Bengco, “Pisobilities”, the coop serves as a vehicle towards kalayaan sa kakapusan or financial freedom.


As of date, over 4,000 individuals have joined KsK SMP Coop from more than 50 countries like Philippines, Hong Kong, Singapore, Saudi Arabia and United Arab Emirates. 40% are OFWS and 60% are Philippine-based. Currently. Asset Under Management is closed to half a billion pesos. The common bond of its members are OFWs, former OFWs, relatives of OFWs and Micro and Small business owners.



Information and fulfillment: To regularly provide members viable choices in a broad range of financial and entrepreneurial opportunities, and, the fulfillment facilities to avail of these opportunities.


To provide members the opportunities to own profitable companies they or their families can work for when they come back home for good.


Board of Directors

Michael Vincent Benares


Francisco J. Colayco

Vice Chairman

Federico M. Paragas Jr.

Board of Director

Catalina B. Haro

Board of Director

Marites A. Bautista

Board of Director

Management Team

Armand Q. Bengco

Chief Executive Officer

Aristotle "Joel" R. Cala

Chief Operating Officer

Member Affairs Group

Clarizze S. Macaraeg

Member Affairs Group Head

Karen Jem Balean

Member Relations Officer

Administrative Department

Rhea Fernandez-Sison

Administrative Department Head

Memie Formilles-Amor

Senior Finance Officer

Elvie C. Duran

Administrative Officer

Leonardo G. Hernandez Jr.

Administrative Officer

Kim Jasper O. Leynes

Administrative Officer

Jepfry O. Jornadal

Liaison Officer

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Kapatiran sa Kasaganaan Service and

Multi-Purpose Cooperative


Address: 4th Floor, FADI building, No.5 West Capitol Drive, Brgy. Kapitolyo, Pasig City

Hotlines: 0917-8537333 or 0919-9990906

Email: info@kskcoop.com