PROGRAMS
SHARE CAPITAL
PEER TO PEER (P2P) PROGRAM
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Required from all KsK Coop Members
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Has guaranteed minimum incentive of 2% a year for PhP100,000 and up share capital contribution
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Has guaranteed minimum incentive of 1% a year for PhP50,000-PhP99,000 share capital contribution
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Can be subject (but not guaranteed) to 5%-10% dividends if a calendar year is profitable for the coop to share dividends to its owners; to its members
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Share capital is a buy/equity type of placement that carries no guaranteed returns and carries higher risks
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Can be participated by Members of KsK Coop
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Five (5) Year Participation; no pre-termination allowed
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10% a year earning on a once a year pay-out if PhP100,000 and up participation
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8% a year earning on a once a year pay-out if PhP99,999 and below participation
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Not covered by PDIC
REAL ESTATE DEVELOPMENT (RED) PROGRAM
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Required participation for KsK Coop Members who have more than PhP50,000 participation in the other programs/projects
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PhP50,000 minimum participation, Additional participation in multiples of PhP50,000.
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PhP10,000,000 maximum participation
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6% GUARANTEED (promised) return every year
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50% to 100% potential (not guaranteed) gain upon return of amount of participation within 5 year participation
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5-Year minimum participation
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Real Estate Projects in
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Bangkal, Makati Aurum One Residence
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Puerto Princesa, Palawan Nagtabon Beach
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Amadeo, Cavite Farm Lots
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High-breed Buy-Equity Type and Lend-Fixed Income Type of Placement; has moderate risks and relatively good or better returns


REGULAR SAVINGS AND INVESTING PROGRAM (RSIP)
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Can be participated by Members
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Makes mutual fund investing easier and less costly for KsK members
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PhP1,000 minimum participation; additional participation in multiples of PhP1,000
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Should be participated on a regular basis like every month or every quarter
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In partnership with Philequity Mutual Fund
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Can only withdraw if gain or growth is at least 10% of the total participation
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Will be automatically withdrawn and proceeds will be given to participating member if gain or growth is at 15%
BITCOIN BUY-KEEP-SELL (BBKS) PROGRAM

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Can be participated by Members of KsK Coop
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PhP10,000 time deposit for 5 years; PDIC covered and tax exempted gives 4% net per year interest
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Fixed Income-Lend type of participation; minimal risks
OWN RBCC SPECIAL TIME DEPOSITS

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Minimum amount is Php10,000
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Terms: 12 months
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Disbursement of loan proceeds is through Moneygment App is within 3 to 5 days upon submission of complete requirements
EMERGENCY LOAN/BRIDGE FINANCING

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Can be participated by Members of KsK Coop
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Assures that participants get to buy legit/genuine bitcoins.
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Allows participants to have KsK Coop do SAFE KEEPING of the bitcoins purchased
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KsK Coop provides regular updates on price appreciation and decline of bitcoin prices.
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PhP1,000 minimum participation; additional participation in multiples of PhP1,000
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Can only withdraw if gain or growth is at least 100% of the total participation
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Will be automatically withdrawn and proceeds will be given to participating member if gain or growth is at 200%